star health insurance

Star Health Insurance Plans and Reviews


If your query about Star Health Insurance like Star Health Insurance Plans and Reviews, visit this article.

Star Health Insurance Plans is known for offering comprehensive protection and affordable health insurance for you, your dependents, seniors, and businesses. Star Health Insurance Plans protects your savings from rapidly rising health care costs by paying affordable premiums.

Star Health Insurance provides comprehensive protection by covering hospitalization, outpatient treatment, home medical treatment (hospitalization at home), ambulance expenses, pre, and post-hospitalization, etc.

Star Health Insurance has a vast network of over 9,900 network hospitals and 2.95 million agents and is building a healthy India to help its customers in every way possible. To date, it has a customer base of over 16.9 million, has successfully paid out over 127.39 million in claims, 90% of cashless claims are settled within 2 hours, and is gaining popularity among the masses due to its hassle-free in-house payments.

Why should I buy health insurance from Star?

Star Health was named the Best Health Insurance Company in 2017 at the National Marketing Excellence Awards and has come a long way in its 11 years of existence as an independent health insurance company.

It is an independent health insurance company that puts the customer at the center of our services. We offer a wide range of health products, including individual and family insurance plans, as well as special plans for diabetics, heart patients, and seniors.

Star Health Insurance is considered one of the most reliable health insurance companies.

Here are some reasons to choose Star Health Insurance Ltd. as your health insurance provider

  • No third-party interference – In-house claims payment team.
  • Faster claims settlement – 87% of cashless claims are settled within two hours. Immediate claims assistance – We provide immediate claims assistance.
  • Cashless hospitalization – Choose from over 9800 hospitals across India.
  • Free medical consultation – 24/7 toll-free number for expert help.
  • Medical records storage – Free storage of medical records in electronic format for future needs.

Online payment of Star health insurance premiums

Star Health Insurance India offers an easy and convenient way to pay your premium online. Simply visit the official online portal of Star India health insurance retail. star health. in/renewal and enter your policy number and registered date of birth. Once you have entered and submitted your policy number and registered date of birth, you will be presented with the policy details and the option to pay the premium online via debit/credit card or net banking. This procedure applies whether you are signing up for a new policy or renewing your health insurance with Star.

Additional benefits of Star Precision

Some of the key benefits of the Star Health Insurance Mediclaim Plan are.

  • Accommodation, food, and nursing care charges by the hospital/nursing home (2% of the sum assured up to a maximum of Rs. 5,000 per day).
  • Fees of surgeons, anesthetists, doctors, consultants, and specialists.
  • Expenses for anesthesia, blood, oxygen, operating room, pacemaker, etc.
  • Ambulance transport expenses (up to Rs. 750 per admission and Rs. 1,500 for the entire policy period).
  • Hospitalization expenses for a minimum period of 24 hours.
  • Non-allopathic treatment. Up to 25% of the sum insured with a maximum of Rs. 25,000 per policy period.

What is included in the Star health insurance policy?

Pre-existing conditions are covered under the policy for a continuous period of 48 months with an Indian insurance company. Pre-hospitalization and post-hospitalization medical expenses

Pre-hospitalization medical expenses: up to 30 days prior to the date of hospitalization.

After hospitalization: medical expenses up to 30 days before the date of hospitalization and up to 60 days before the date of discharge. The amount payable shall not exceed 7% of the cost of hospitalization (excluding room charges), subject to a maximum of 5,000 rupees.

How to apply for Star Medical Insurance

All medical insurance policies can be easily applied for and purchased online.

Visit the Star Medical Insurance website and select the appropriate medical insurance policy. Enter the details of all the insurance policies you want to purchase and use the premium calculator to get instant quotes. Review all plan details and view all plan inclusions and exclusions. Once you have decided on a particular plan, you can pay the premium directly online on the website or visit your nearest Star health insurance office with the completed form.

Important factors to consider before purchasing health insurance from Star Health Insurance

  • Check the waiting period
  • Check the room rate
  • Confirm coverage of pre-existing conditions
  • Check co-payments
  • Check the exclusions in the plan


Star Medical Insurance application process

Cashless claim

  • Visit the insurance desk at the hospital
  • Present your proof of identity for verification.
  • The network hospital will verify your identity and send us a pre-authorization form.
  • Our physician reviews the documentation and processes the claim according to the terms of the policy.
  • Simple admission process by our on-site physicians
  • Once all paperwork is completed, the claim is processed according to the terms.

Claim process

  • A simple intake process by an on-site physician
  • After leaving the hospital, pay all hospital bills and collect all original receipts for treatment received and expenses incurred.
  • Complete the claim form and submit all original documents to the nearest Star Bank branch.
  • Claims will be settled in accordance with the terms of your policy.

Documents required to apply for Star Health Insurance

The documents required for claiming Star Health Insurance are as follows.

  • A duly completed application form is available on Star’s website.
  • Valid proof of identity with a recent passport size photograph.
  • Certificate of hospitalization issued by the medical facility.
  • Receipts for medications and consultation fees
  • Test report
  • Original copies of medical bills, receipts and discharge reports.

Star Life online renewal process

To renew your Start Health contract, simply visit the official website and log in with your registered ID and password. Also, provide the policy number and date of birth of the insured. You can then pay the premium by debit card, credit card, or net banking. Once the premium is paid, you will receive a notification about the renewal of the insurance. The same applies to new premium payments.


It certainly doesn’t make sense to put your health at risk because you don’t have health insurance. With the rising cost of healthcare, health insurance is a necessity. Star Health Insurance helps you preserve your hard-earned savings in case of a medical emergency. With the remarkable features and benefits offered by this plan, it has become the most famous and popular health insurance plan among many.

Star Health Insurance Review

Star Health & Allied insurance company offers numerous health insurance plans to choose from. It has a health plan to suit the needs of every individual. Special health plans for diabetics, heart patients, cancer patients, and HIV patients are a good addition to the portfolio. If you are looking for health insurance, Star Health Plan is a good option as it specializes in this category.